The home loan process can be overwhelming and, yes, confusing. The videos below will show you quickly and clearly each of the steps in the process. In just a few minutes, you’ll gain an understanding of what the home loan process will look and feel like at Peoples Home Equity.

The Simple Home Loan Process Overview

Watch this short video for a quick overview of the entire home loan process.

Step #1: The Simple Home Loan – How Can We Help You?

This question form the basis for everything that comes next. The very first step we take is to learn all about your wants, needs and goals both short and long-term. Watch the video to learn more.

Step #2: The Simple Home Loan – Pre-Qualification

During this stage we’re going to determine what you can pre-qualify for. This is where me walk you through and make sense of a small mountain of home loan paperwork. Don’t worry, it doesn’t have to be overwhelming! We will take it one step at a time. From here, we move on to formal conditional approval. Watch the video to learn more.

Step #3: The Simple Home Loan – Underwriting Approval

Now that you’ve been so diligent in getting all the documentation we requested for the pre-approval, your loan is submitted to Underwriting for formal conditional approval. Play the video to learn more about the simple conditions most borrowers face during this step. These are easy things we will work on with you to take you to Step 4!

Step #4: The Simple Home Loan – Clear to Close

Congratulations on your new HOME.

DISCLAIMER: All loans are subject to credit approval and underwriting approval. This is not a commitment to lend.